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Deposit Rates














Effective Date

A minimum deposit of $500.00 is required to open a Certificate of Deposit. A minimum of $10,000.00 is required to open a 42-month Certificate of Deposit. A minimum of $500.00 is required to open an Individual Retirement Account. A substantial penalty may be imposed for early withdrawals on Certificates of Deposits. All types of bank deposits are insured by FDIC. The basis insured amount for a depositor is $250,000.00. It is possible for you to have more than $250,000.00 insurance coverage’s in a single institution if the funds are owned and deposited in different ownership categories. In addition federal law provides for insurance coverage’s for up to $250,000.00 for “self-directed” retirement accounts. For further information please go to the FDIC website www.fdic.gov/deposit/deposits

APY means “Annual Percentage Yield”. Certain restrictions may apply. Rates are subject to change. Fees could reduce earnings on Savings and Checking Accounts.

*The interest rate and annual percentage yield may change after account opening.


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